Dividend-Portfolio-Calculator

Dividend Portfolio Calculator - Plan and Visualize Dividend Investment Growth

Plan, forecast, and visualize your dividend investment strategy with this comprehensive desktop application.

ⓘ AI Development Note: This application was developed with the assistance of artificial intelligence tools to enhance code quality, optimize algorithms, and improve user experience.

💰 Dividend Portfolio Planning Made Easy

Dividend Portfolio Calculator is a powerful Python desktop application that helps investors plan and visualize their dividend investment strategies. The application offers portfolio growth projections, dividend income forecasting, yield on cost analysis, and detailed visualizations to support long-term investment planning.

Why Dividend Portfolio Calculator?

• Long-term projection modeling - Visualize 1-50 years of portfolio growth
• Dividend reinvestment simulation - See the power of compound growth
• Periodic contribution planning - Monthly or annual investment schedules
• Yield on cost analysis - Track how your effective yield grows over time
• Tax impact calculations - See how taxes affect your dividend returns
• Share price appreciation modeling - Factor in capital gains alongside dividends

📊 Key Features

• Portfolio Growth Projection: Model your portfolio value over time with dividend reinvestment
• Contribution Planning: Set monthly or annual contribution schedules and see the impact
• Dividend Income Forecasting: Visualize your growing passive income stream
• Yield on Cost Analysis: See how dividend increases boost your effective yield
• Tax Calculations: Factor in dividend tax implications for realistic projections
• Interactive Visualizations: View results through detailed, interactive HTML charts
• Custom Parameters: Adjust dividend growth rates, share price appreciation, and more
• Detailed Results Table: Review year-by-year breakdowns of your portfolio metrics

🚀 Getting Started

Installation Requirements

• Python 3.7+
• Required packages can be installed via pip:

  pip install -r requirements.txt
  

  See the requirements.txt file for all dependencies.

Quick Start

1. Clone the repository

   git clone https://github.com/akossotchu/Dividend-Portfolio-Calculator.git
   

2. Install requirements

   pip install -r requirements.txt
   

3. Run the application

   python app.py
   

📱 Screenshots and Features

Portfolio Balance Growth

Dividend Income Projection

Yield on Cost Analysis

Results Table View

🔧 Technical Details

Calculation Methodology

• Month-by-month Simulation: All projections calculated on a monthly basis for accuracy
• Compound Growth: Reinvested dividends simulated at the payment frequency you select
• Tax-adjusted Returns: Dividend calculations can factor in your applicable tax rate
• Contribution Timing: Monthly or annual contributions factored into growth projections
• Dividend Growth: Annual dividend increases compounded over time

AI-Assisted Development

This application incorporates several AI-assisted components:

• Optimized calculation algorithms: Efficient financial modeling with numpy and pandas
• Enhanced visualization techniques: Interactive chart generation with plotly
• Code quality improvements: Structure and performance optimized with AI assistance
• UI/UX enhancements: Interface design refined with AI-driven recommendations

Special Features

• Variable Payment Frequency: Model monthly, quarterly, or annual dividend payments
• Dividend Growth Rates: Set expected annual increases in dividend payouts
• Share Price Appreciation: Factor in capital gains alongside dividend income
• Flexible Time Horizons: Project 1-50 years into the future
• Contribution Scheduling: Model both monthly and annual contribution strategies

📈 Mathematical Models

The calculator uses the following key formulas and concepts:

1. Compound Growth: Principal × (1 + Rate)^Time
2. Dividend Income: Principal × Yield Rate
3. Yield on Cost: Annual Dividend Income ÷ Total Contributed Capital
4. Tax-Adjusted Returns: Dividend × (1 - Tax Rate)

🛠️ Advanced Usage

Compiling to Executable

Create a standalone executable:

pip install pyinstaller
pyinstaller --name="Dividend Calculator" --windowed --onefile --icon=icon.ico app.py

Project Structure

• app.py: Main application with UI and calculation logic
• requirements.txt: Required Python packages

📈 Future Development

• Historical dividend data integration
• Additional visualization options
• Portfolio comparison tools
• Risk analysis features
• Inflation adjustment
• Export to Excel functionality
• Multi-currency support
• Tax optimization suggestions

❓ Troubleshooting

Common Issues

1. Chart Display: If charts don’t open automatically, they can be found in the DividendGraphs folder
2. UI Scaling: On high-resolution displays, adjust your system’s scaling settings if UI elements appear too small
3. Missing Dependencies: Verify all packages in requirements.txt are installed

💎 Support This Project

If you find this application useful for planning your dividend investment strategy, please consider making a Bitcoin donation to support continued development.

Bitcoin Address:
bc1qxqdxgf7ncc4ekz8ldq5cc5gukpykm6hfhjad0l

Your support helps maintain and enhance this tool for all dividend investors

⚠️ Disclaimer

This application is for informational purposes only and is not intended to provide investment advice. Always consult with a qualified financial advisor before making investment decisions.

📄 License

This project is open source and available under the MIT License.

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Related Keywords

Dividend calculator, dividend portfolio planner, dividend growth calculator, compound investment tracker, dividend reinvestment tool, yield on cost calculator, retirement income planner, passive income calculator, DRIP calculator, financial independence calculator, dividend growth investing, PyQt5 financial application, dividend tax calculator, investment projection tool, long-term investment planning

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View all features and documentation on GitHub